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Circuit State Courts View All Case Law United States Code (USC) Code of Federal Regulations (CFR) U.S. Constitution California Code Delaware Code Florida Code Illinois Code New York Code Texas Code View All State and Federal Codes Legal Professionals Legal Professionals Legal Professional Resources Law Firm Marketing Blogs Find a Lawyer Search Legal Topics Begin typing to search, use arrow keys to navigate, use enter to select My legal issue More Options Name Search Browse Legal Issues Browse Law Firms Support I need help near (city, ZIP code or country) Enter either your legal issue or location to continue Find a Lawyer Enter either your legal issue or location to continue Search by legal topic Enter legal topic Get the information Enter legal topic Bankruptcy Bankruptcy is a legal way to get rid of most of your current debt, stop harassment from creditors, and start fresh. It is a federal court procedure. You will file documents with the bankruptcy court and wait for their approval. Then, you will either have debts dismissed or agree to a repayment plan. Find a qualified attorney near you Enter legal issue and location My legal issue I need help near (city, ZIP code or county) Begin typing to search, use arrow keys to navigate, use enter to select Popular Directory Searches More Options Name Search Browse Legal Issues Browse Law Firms Support Facing Debt? Start With the Right Information. Learn about the different bankruptcy chapters and what to expect before making your decision. Basics What Is Bankruptcy? Benefits of Bankruptcy When Should I File for Bankruptcy? What Happens When You File for Bankruptcy? Remove Debt Chapter 7 Bankruptcy Chapter 7 What Is a Chapter 7 Debt Discharge? Debt Relief Options To Consider Instead of Bankruptcy Repay Debt Chapter 13 Bankruptcy Filing Chapter 13 Repayment Plans Chapter 12 Bankruptcy: Repay Debts From Family Farms and Fisheries Consider Options Before You File Bankruptcy Using a Bankruptcy Attorney: What to Expect Avoiding Credit Repair and Credit Counseling Scams Consider Your Debt Relief Options Get Back on Track After You File Bankruptcy What Happens After Bankruptcy? How Soon Will My Credit Score Improve After Bankruptcy? Buying a House After Bankruptcy: How Long Will You Need to Wait? Business Help Business Bankruptcy Chapter 11: For Companies with Business Debt Chapter 12: For Family Farms and Fisheries Chapter 9: For Cities and Towns State Debt Exemptions & Important Laws Learn about your state’s exemptions, and how to file bankruptcy. Select your state below Show all states Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming Virginia Pennsylvania Tennessee West Virginia Nevada Texas New Hampshire New York Hawaii Vermont New Mexico North Carolina North Dakota Nebraska Louisiana South Dakota Delaware Florida Connecticut Washington Kansas Wisconsin Oregon Kentucky Maine Ohio Oklahoma Idaho Wyoming Utah Indiana Illinois Alaska New Jersey Colorado Maryland Massachusetts Alabama Missouri Minnesota California Iowa Michigan Georgia Arizona Montana Mississippi South Carolina Rhode Island Arkansas Washington DCPursue Debt Relief Instead of Bankruptcy You may be able to use informal debt relief actions . These typically include negotiating with creditors or lenders and reaching a non-bankruptcy "debt workout" agreement. You Don’t Have To Solve This on Your Own – Get a Lawyer’s Help Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help. Or contact an attorney near you: SPONSORED Next Steps: Contact a qualified bankruptcy attorney to find out your options for navigating the best path forward. Enter information. (Required) City, ZIP code or county Begin typing to search, use arrow keys to navigate, use enter to select. Error: Enter your location to continue. Find a Lawyer Find a Do-It-Yourself Solution Bankruptcy Forms Debt Settlement Agreement Forms FDCPA Package Copied to clipboardQuestions? At FindLaw.com, we pride ourselves on being the number one source of free legal information and resources on the web. Contact us. Stay up-to-date with how the law affects your life. 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